Montana Real Estate TOOLS.

Banking Services

First Interstate Bank
Glacier Bank Whitefish
Whitefish Credit Union

Interest Rates:

How are rates determined?
The bond market and other financial indicators determine rates. These rates can change daily or more frequently. The changes are based on many different economic indicators in the financial markets.
What is the difference between a Fixed Rate loan and an Adjustable Rate loan?
The interest rate on a Fixed Rate loan is set for the life of the loan. The interest rate on an Adjustable Rate loan fluctuates with the market according to the parameters set within the loan.

Is a Fixed Rate mortgage better than an Adjustable Rate mortgage?
The answer to this question depends on your situation. Most people prefer fixed rate mortgages with the low rates available today. If you are going to stay in your home for a short time, an adjustable rate may make more sense. Very popular options offered exclusively through First Interstate Bank These loans provide the security of a fixed rate loan and the lower rate benefits of an ARM (adjustable rate loan).

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Rocky Mountain Real Estate has its office in Downtown Whitefish, Montana. Whether you are a buyer or seller, we look forward to the privilege of representing you.